Free Annual Credit Report
How do I get a copy of my credit reports?
You are entitled to a free credit report every 12 months from each of the three major consumer reporting companies (Equifax, Experian and TransUnion). You can request a copy from AnnualCreditReport.com.This is the official site, authorized by the Federal government, for you to get your free reports.
You can request and review your free report through one of the following ways:
- Online: Visit AnnualCreditReport.com
- Phone: Call 1-877-322-8228
- Mail: Download and complete the Annual Credit Report Request form. Mail the completed form to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
Be cautious of websites that claim to offer free credit reports. Some of these websites will only give you a free report if you buy other products and services. Other websites give you a free report and then bill you for services you have to cancel. To get the free credit report authorized by law, go to AnnualCreditReport.com or call (877) 322-8228.