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We will have special hours on Monday, December 24th, in observance of Christmas Eve. All branch lobbies will close at 1:00 pm and drive-thrus will be closing at 3:00 pm. In observance of Christmas Day, we will be closed on Tuesday, December 25th. We will reopen with normal business hours on Wednesday, December 26th. Happy Holidays!

Positive Pay
Treasury Management Services

Southwest National Bank's Positive Pay service is the ultimate tool in check fraud prevention. This service allows you complete control of your check disbursements by providing enhanced secuirty and offering a defense against check related fraudulent events.

How It Works

A daily comparison is systematically conducted of the checks being presented for payment on your account against your checks-issued files within the system. Only those checks that you authorize for payment are paid. For convenience, access to the system is housed within Online Banking using SSO “Single Sign On” functionality. This eliminates the need for an additional password. The Positive Pay system is robust and user-friendly, and offers additional features and reporting.


  • Sophisticated protection from check fraud losses
  • Provides multiple layers of security
  • Ability to decision items to pay or return

To learn more about Positive Pay, please contact the Treasury Management Department at (316) 831-8287 or by email at