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Bank Holiday

We will be closed for a Bank Holiday on Monday, October 10th. We will reopen with normal business hours on Tuesday, October 11th. We appreciate your business!

Rates
Southwest National Bank Rate Schedule

As of 10/03/2022

These rates are subject to change. Please contact us for a current rate quote.

  • Certificates of Deposit & Individual Retirement Accounts
      Interest Rate Annual Percentage Yield
    3 Month (CD Only) 0.30% 0.30%
    6 Month 0.90% 0.90%
    9 Month 1.24% 1.25%
    1 Year 1.14% 1.15%
    13 Month Special 2.87% 2.90%
    13 Month Jumbo Special 3.11% 3.15%
    2 Year2 Year17 Month Special* 3.36% 3.40%
    18 Month 1.24% 1.25%
    2 Year 1.39% 1.40%
    3 Year 1.44% 1.45%
    4 Year 1.54% 1.55%
    5 Year 1.98% 2.00%

    *new money to Southwest National Bank only

    • Interest Rates and Annual Percentage Yields are subject to change without notice.
    • Annual Percentage Yield assumes funds will remain on deposit until maturity.
    • Minimum Balance Requirements: All terms require a $500 deposit to open, with the following exceptions: 
      • 13 month CD requires a $2,500 deposit to open.
      • 13 month jumbo CD requires a $100,000.00 deposit to open.
      • 17 month CD requires a $2,500 deposit to open and must be new money to Southwest National Bank.
    • If account is set up to automatically renew, the rate may change at renewal.
    • Fees could reduce earnings. A penalty may be imposed for early withdrawals.
  • Checking Accounts
    Minimum Required Opening Deposit - $100 Interest Rate Annual Percentage Yield
    Interest Checking 0.05% 0.05%
    Platinum Checking 0.05% 0.05%
    • Interest Rates and Annual Percentage Yields for checking and savings accounts may change after account opening.
    • Fees could reduce earnings.  
  • Savings Accounts
    Minimum Required Opening Deposit - Varies By Account Interest Rate Annual Percentage Yield
    Regular Savings - $100 minimum opening deposit required 0.05% 0.05%
    Money Market - $1,000 minimum opening deposit required    
                      Money Market $0.01 - $999.99 0.05% 0.05%
                      Money Market $1,000 and more 0.15% 0.15%
    Investment Savings - $10,000 minimum opening deposit required    
                      Investment Savings $0.01 - $9,999 0.15% 0.15%
                      Investment Savings $10,000 - $49,999 0.20% 0.20%
                      Investment Savings $50,000 - $99,999 0.25% 0.25%
                      Investment Savings $100,000 - $249,999 0.60% 0.60%
                      Investment Savings $250,000 or more 0.75% 0.75%
    • Interest Rates and Annual Percentage Yields for checking and savings accounts may change after account opening.
    • Fees could reduce earnings.
  • Kasasa Cash
    Minimum Required Opening Deposit - $100 Interest Rate  Annual Percentage Yield
    When monthly account qualifications are met:    
                      Daily Balances of $0-15,000 1.9819% 2.00%
                      Daily Balance over $15,000 0.2497% 2.00% to 0.48%*
    If monthly account qualifications are NOT met:    
                      Entire Daily Balance 0.05% 0.05%
    • Interest Rates and Annual Percentage Yields for all Kasasa accounts may change after account opening.  
    • *An interest rate of 0.2497% will be paid only for that portion of your daily balance that is greater than $15,000, resulting in an annual percentage yield (APY) range of 2.00% to 0.48%, depending on the balance in the account. APY calculations are based on an assumed balance of $15,000 + $100,000 in your Kasasa Cash® account and an assumed statement cycle of thirty-one (31) days.

     

    View the Kasasa Cash® page for additional account details.

  • Kasasa Saver
    Minimum Required Opening Deposit - $50 Interest Rate Annual Percentage Yield 
    When monthly account qualifications are met:*    
                      Daily Balance of $0-100,000                   0.9954% 1.00%
                      Daily Balance over $100,000 0.2497% 1.00% to 0.63%**
    If monthly account qualifications are NOT met:    
                      Entire Daily Balance  0.05% 0.05%
    • You must have a linked Kasasa Cash or Kasasa Cash Back account in order to open a Kasasa Saver account.
    • Interest Rates and Annual Percentage Yields for all Kasasa accounts may change after account opening.  
    • *In order to qualify for the higher Kasasa Saver rates listed, monthly account qualifications must be met in the linked Kasasa Cash or Kasasa Cash Back account.
    • **An interest rate of 0.2497% will be paid only for that portion of your daily balance that is greater than $100,000, resulting in an annual percentage yield (APY) range of 1.00% to 0.63%, depending on the balance in the account. APY calculations are based on an assumed balance of $100,000 + $100,000 in your Kasasa Saver® account and an assumed statement cycle of thirty-one (31) days.

     

    View the Kasasa Saver® page for additional account details.