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Please read this important message regarding our COVID-19 (coronavirus) financial readiness. We continue to devote the necessary time and resources to do our part to respond to this emerging public health issue. READ MESSAGE.

We will be closed in observance of Thanksgiving on Thursday, November 26th. We will reopen with normal business hours on Friday, November 27th. Please note, due to the recent increase of COVID-19 cases in our community, our lobbies will be temporarily accessible by appointment only starting Friday, November 27th. Call (316) 838-5741 to schedule. We appreciate your business!

Rates
Southwest National Bank Rate Schedule

As of 11/01/2020

These rates are subject to change. Please contact us for a current rate quote.

  • Certificates of Deposit & Individual Retirement Accounts
    Minimum Required Opening Deposit - $500 Interest Rate Annual Percentage Yield
    3 Month (CD Only) 0.25% 0.25%
    6 Month 0.35% 0.35%
    9 Month 0.35% 0.35%
    1 Year 0.50% 0.50%
    2 Year2 Year18 Month 0.55% 0.55%
    2 Year 0.65% 0.65%
    3 Year 0.75% 0.75%
    4 Year 0.80% 0.80%
    5 Year 0.85% 0.85%
    • Interest Rates and Annual Percentage Yields are subject to change without notice.
    • Annual Percentage Yield assumes funds will remain on deposit until maturity.
    • The minimum balance to open an account and obtain the APY is $500.00.
    • If account is set up to automatically renew, the rate may change at renewal.
    • Fees could reduce earnings. A penalty may be imposed for early withdrawals.
  • Checking Accounts
    Minimum Required Opening Deposit - $100 Interest Rate Annual Percentage Yield
    Interest Checking 0.05% 0.05%
    Platinum Checking 0.05% 0.05%
    • Interest Rates and Annual Percentage Yields for checking and savings accounts may change after account opening.
    • Fees could reduce earnings.  
  • Savings Accounts
    Minimum Required Opening Deposit - Varies By Account Interest Rate Annual Percentage Yield
    Regular Savings - $100 minimum opening deposit required 0.05% 0.05%
    Money Market - $1,000 minimum opening deposit required    
                      Money Market $0.01 - $999.99 0.05% 0.05%
                      Money Market $1,000 and more 0.15% 0.15%
    Investment Savings - $10,000 minimum opening deposit required    
                      Investment Savings $0.01 - $9,999 0.15% 0.15%
                      Investment Savings $10,000 - $24,999 0.20% 0.20%
                      Investment Savings $25,000 - $49,999 0.25% 0.25%
                      Investment Savings $50,000 or more 0.30% 0.30%
    • Interest Rates and Annual Percentage Yields for checking and savings accounts may change after account opening.
    • Fees could reduce earnings.
  • Kasasa Cash
    Minimum Required Opening Deposit - $100 Interest Rate  Annual Percentage Yield
    When monthly account qualifications are met:    
                      Daily Balances of $0-15,000 1.9819% 2.00%
                      Daily Balance over $15,000 0.2497% 2.00% to 0.48%*
    If monthly account qualifications are NOT met:    
                      Entire Daily Balance 0.05% 0.05%
    • Interest Rates and Annual Percentage Yields for all Kasasa accounts may change after account opening.  
    • *An interest rate of 0.2497% will be paid only for that portion of your daily balance that is greater than $15,000, resulting in an annual percentage yield (APY) range of 2.00% to 0.48%, depending on the balance in the account. APY calculations are based on an assumed balance of $15,000 + $100,000 in your Kasasa Cash® account and an assumed statement cycle of thirty-one (31) days.

     

    View the Kasasa Cash® page for additional account details.

  • Kasasa Saver
    Minimum Required Opening Deposit - $50 Interest Rate Annual Percentage Yield 
    When monthly account qualifications are met:*    
                      Daily Balance of $0-100,000                   0.9954% 1.00%
                      Daily Balance over $100,000 0.2497% 1.00% to 0.63%**
    If monthly account qualifications are NOT met:    
                      Entire Daily Balance  0.05% 0.05%
    • You must have a linked Kasasa Cash or Kasasa Cash Back account in order to open a Kasasa Saver account.
    • Interest Rates and Annual Percentage Yields for all Kasasa accounts may change after account opening.  
    • *In order to qualify for the higher Kasasa Saver rates listed, monthly account qualifications must be met in the linked Kasasa Cash or Kasasa Cash Back account.
    • **An interest rate of 0.2497% will be paid only for that portion of your daily balance that is greater than $100,000, resulting in an annual percentage yield (APY) range of 1.00% to 0.63%, depending on the balance in the account. APY calculations are based on an assumed balance of $100,000 + $100,000 in your Kasasa Saver® account and an assumed statement cycle of thirty-one (31) days.

     

    View the Kasasa Saver® page for additional account details.