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Please read this important message regarding our COVID-19 (coronavirus) financial readiness. We continue to devote the necessary time and resources to do our part to respond to this emerging public health issue. READ MESSAGE.

Effective April 27, 2020, at 2:00 a.m., your existing Southwest National Bank ATM/Debit Card will be deactivated. Prior to that date, you will receive a new card by mail, which can be activated any time after 2:00 a.m., on the 27th. Please contact us at 1-800-747-5303 for more details.

Rates
Southwest National Bank Rate Schedule

As of 04/01/2020

These rates are subject to change. Please contact us for a current rate quote.

  • Certificates of Deposit & Individual Retirement Accounts
    Minimum Required Opening Deposit - $500 Interest Rate Annual Percentage Yield
    3 Month (CD Only) 0.40% 0.40%
    6 Month 0.50% 0.50%
    9 Month 0.50% 0.50%
    1 Year 1.24% 1.25%
    2 Year2 Year18 Month 1.24% 1.25%
    2 Year 1.44% 1.45%
    3 Year 1.73% 1.74%
    4 Year 1.73% 1.74%
    5 Year 1.99% 2.00%
    • Interest Rates and Annual Percentage Yields are subject to change without notice.
    • Annual Percentage Yield assumes funds will remain on deposit until maturity.
    • The minimum balance to open an account and obtain the APY is $500.00.
    • If account is set up to automatically renew, the rate may change at renewal.
    • Fees could reduce earnings. A penalty may be imposed for early withdrawals.
  • Checking Accounts
    Minimum Required Opening Deposit - $100 Interest Rate Annual Percentage Yield
    Interest Checking 0.07% 0.07%
    Platinum Checking 0.07% 0.07%
    • Interest Rates and Annual Percentage Yields for checking and savings accounts may change after account opening.
    • Fees could reduce earnings.  
  • Savings Accounts
    Minimum Required Opening Deposit - Varies By Account Interest Rate Annual Percentage Yield
    Regular Savings - $100 minimum opening deposit required 0.10% 0.10%
    Money Market - $1,000 minimum opening deposit required    
                      Money Market $0.01 - $999.99 0.10% 0.10%
                      Money Market $1,000 and more 0.30% 0.30%
    Investment Savings - $10,000 minimum opening deposit required    
                      Investment Savings $0.01 - $9,999 0.30% 0.30%
                      Investment Savings $10,000 - $24,999 0.40% 0.40%
                      Investment Savings $25,000 - $49,999 0.54% 0.54%
                      Investment Savings $50,000 or more 1.00% 1.00%
    • Interest Rates and Annual Percentage Yields for checking and savings accounts may change after account opening.
    • Fees could reduce earnings.
  • Kasasa Cash
    Minimum Required Opening Deposit - $100 Interest Rate  Annual Percentage Yield
    When monthly account qualifications are met:    
                      Daily Balances of $0-25,000 2.47% 2.50%
                      Daily Balance over $25,000 0.25% 2.50% to 0.70%*
    If monthly account qualifications are NOT met:    
                      Entire Daily Balance 0.05% 0.05%
    • Interest Rates and Annual Percentage Yields for all Kasasa accounts may change after account opening.  
    • *An interest rate of 0.25% will be paid only for that portion of your daily balance that is greater than $25,000, resulting in an annual percentage yield (APY) range of 2.50% to 0.70%, depending on the balance in the account. APY calculations are based on an assumed balance of $25,000 + $100,000 in your Kasasa Cash® account and an assumed statement cycle of thirty-one (31) days.

     

    View the Kasasa Cash® page for additional account details.

  • Kasasa Saver
    Minimum Required Opening Deposit - $50 Interest Rate Annual Percentage Yield 
    When monthly account qualifications are met:*    
                      Daily Balance of $0-100,000                   1.24% 1.25%
                      Daily Balance over $100,000 0.25% 1.25% to 0.75%**
    If monthly account qualifications are NOT met:    
                      Entire Daily Balance  0.05% 0.05%
    • You must have a linked Kasasa Cash or Kasasa Cash Back account in order to open a Kasasa Saver account.
    • Interest Rates and Annual Percentage Yields for all Kasasa accounts may change after account opening.  
    • *In order to qualify for the higher Kasasa Saver rates listed, monthly account qualifications must be met in the linked Kasasa Cash or Kasasa Cash Back account.
    • **An interest rate of 0.25% will be paid only for that portion of your daily balance that is greater than $100,000, resulting in an annual percentage yield (APY) range of 1.25% to 0.75%, depending on the balance in the account. APY calculations are based on an assumed balance of $100,000 + $100,000 in your Kasasa Saver® account and an assumed statement cycle of thirty-one (31) days.

     

    View the Kasasa Saver® page for additional account details.