FDIC-Insured - Backed by the full faith and credit of the U.S. Government

 

Applicant Checklist Commercial Lending

  • Business Loan Application
  • All Entity Borrowers, Guarantors & Signers:
    • Articles of Organization
    • Operating Agreement / Corporate Bylaws / Partnership Agreement
    • 3 Years Tax Returns
    • Certification of Beneficial Ownership
  • All Individual Borrowers & Guarantors:
    • Complete Personal Financial Statement
    • 3 Years Tax Returns
    • Valid Photo Identification
  • All Beneficial Owners* who are not Borrowers or Guarantors
    • Valid Photo Identification

*Beneficial Owners include both:
1. Each individual, if any, who owns, directly or indirectly, 25 percent or more of the equity interests of the legal entity customer; and
2. An individual with significant responsibility for managing the legal entity customer (CEO, CFO, COO, President).