Business Banking Service

At Southwest National Bank, we understand that running a successful business requires hard work and dedication. That’s why we offer our Account Analysis service to help offset account and service fees. This service allows business customers to use the average collected balances of all of their commercial checking accounts in order to receive an earnings credit. With this valuable service, businesses can save money and focus on what’s important - growing their operations and serving their customers. Contact us today to learn more about how we can help your business succeed.

• Keep track of your finances more easily.
• Stay on top of your account activity with detailed monthly statements.
• Gain access to more detailed information on your accounts.
• Save money on your monthly fees.
• Feel in control of your finances
• Know that you're doing everything possible to keep your account fees low.

To learn more about Account Analysis, please contact Business Banking Services at (316)831-8287 or by email at treasury.mgmt@southwestnb.com

Welcome to Southwest National Bank’s Remote Deposit Capture service. With this service, you can make check deposits conveniently and securely from any of your business locations. All you need is a Windows-based PC, a check scanner, and a high-speed Internet connection. You can make deposits anytime, and each scanned check creates an electronic image (front and back) that is transmitted to our team of Business Banking experts. This service is ideal for businesses that have multiple locations or that are always on the go. With Remote Deposit Capture, you can deposit checks without ever having to leave your office or store. And because the images are transmitted electronically, you can be sure that your deposits will be processed quickly and efficiently. So why wait? Sign up for Remote Deposit Capture today and take advantage of all the benefits it has to offer!

Benefits

• No more filling out deposit slips
• Secure transmission of data
• Deposits accepted until 5:00PM for same day credit
• Check images are available for all deposited items, no need to photocopy deposited checks
• Scanner equipment models are available to fit your deposit volume

System Requirements

• 1GHz or higher CPU, 2GB RAM, USB 2.0 Port, keyboard, mouse and monitor
• Windows 10 32-bit or 64-bit
• Windows 8.1 32-bit or 64-bit
• Windows 7 32-bit or 64-bit
• Mac OS X 10.7.3 or higher
• WebScan

To learn more about Remote Deposit Capture, please contact Business Banking Services at (316)831-8287 or by email at treasury.mgmt@southwestnb.com.

Southwest National Bank’s Check & ACH Positive Pay is the ultimate in fraud prevention. This service allows you complete control of your check disbursements and ACH debits by providing enhanced security and offering a defense against check and ACH related fraudulent events.

• Sophisticated protection from unauthorized check and ACH transactions
• Provide multiple layer of security
• Ability to decision items to pay or return
• "Single Sign On" functionality

How It Works - Check Positive Pay

A daily comparison is systematically conducted of the checks being presented for payments on your account against your checks-issued files within the system.  Only those checks that you authorize for payment are paid.

How It Works - ACH Positive Pay

Control and manage all ACH debits to prevent unauthorized transactions while allowing legitimate transactions to occur. Create ACH transaction rules that can include the originating company ID, standard entry class code, transaction type - debit/credit, and a maximum allowable amount. If an unauthorized ACH item posts to an account, the rules would determine whether the item requires a pay/return decision or if you should be alerted via an email notification.

At Southwest National Bank, we know how important it is for your business to be able to accept all major credit and debit cards. That’s why we offer a wide range of card processing services and solutions that are designed to make your life easier. From terminals and virtual terminals to mobile point-of-sale options, we have you covered. Competitive pricing, excellent customer service, and no long-term contracts are just a few of the benefits when you use Merchant Services from Southwest National Bank.

• No long terms contracts
• Equipment setup and training
• Low rates and no hidden fees
• Easy to read statements
• Free savings analysis for existing merchants

Payroll Cards from Southwest National Bank and Fintwist are a great solution for employers interested in expanding the direct deposit program to all employees, including those who do not have checking or savings accounts. Experience increased efficiency and security while reducing payroll costs. Your employees will also benefit from no more check cashing fees. A great product for any business.

Benefits for Employers

• Zero cost to employer
• Instant issue cards
• mitigate risk of delayed/lost checks
• Dedicated Client Service Managers

Benefits For Employees

• iOS & Android mobile app
• Online purchases & payments
• ATM netword & unlimited no-cost teller withdrawals
• Convenience checks

WHY SHOULD I IMPLEMENT PAYROLL CARDS?

By implementing payroll cards, your business can achieve 100% direct deposit. Eliminating paper checks saves your company time spent printing, tracking and distributing checks.

HOW DO THEY HELP MY EMPLOYEE?

Your unbanked employees are accustomed to being charged to cash their checks and paying for money orders to pay their bills. With Fintwist, they will have instant access to their full pay. The card can be swiped to make point of sale purchases and to pay bills. Employees will be able to download the free Fintwist mobile app to easily and conveniently check their balance, locate fee-free ATMs and view their recent transactions.

Implement payroll cards at your business to make payday easier on you and your employees.

To learn more about Payroll Cards, please contact Business Banking Servcies at (316) 831-8287 or visit https://www.fintwistsolutions.com/.  

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The Fintwist Mastercard® is issued by Regions® Bank, pursuant to a license by Mastercard International | Incorporated.
Mastercard, Cirrus®, and Maestro® are registered trademarks of Mastercard International | Incorporated. Fintwist and Comdata
are registered trademarks of Comdata, Inc. 2020

In today’s fast-paced business world, having a streamlined and efficient system for managing your finances is more important than ever. Our Electronic Data Interchange (EDI) capabilities is a comprehensive and efficient way to electronically transmit payment and remittance information to your company, making it much easier to apply payments and avoid discrepancies. Southwest National Bank’s EDI service is the perfect solution for businesses that need to exchange financial and remittance data electronically. This low cost alternative to the traditional paper based method of posting payments and payment detail to your accounts receivables is fast, efficient, and easy to use. You’ll be able to save time and money with this convenient new service. Best of all, it’s available 24/7 so you can access your account information anytime, anywhere.

• Receive automated email notifications
• Paperless remittance information for matching payments to invoices or claims
• Receive reports in multiple file formats
• Low monthly fee*

*This low monthly fee may be offset by earnings credit when Account Analysis services are included with your business checking account.

To learn more about EDI Services, please contact Business Banking Services at (316)831-8287 or by email at treasury.mgmt@southwestnb.com

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