Rates Southwest National Bank Schedule of Rates

Rates as of 3.16.2023

  • CD Specials

    Certificates of Deposit Interest Rate Annual Percentage Yield Opening deposit 
    13 Month  4.43% 4.50% $500

    All Interest Rates and Annual Percentage Yields are subject to change without notice. Annual Percentage Yield assumes funds will remain on deposit until maturity. If account is set up to automatically renew, the rate may change at renewal. Fees could reduce earnings. A penalty may be imposed for early withdrawals.  

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  • CDs and IRAs

    Certificates of Deposit Interest Rate Annual Percentage Yield
    3 Month (CD Only) 0.30% 0.30%
    6 Month 0.90% 0.90%
    9 Month 1.24% 1.25%
    1 Year 1.24% 1.25%
    18 Month 1.24% 1.25%
    2 Year 1.39% 1.40%
    3 Year 1.44% 1.45%
    4 Year 1.54% 1.55%
    5 Year 1.98% 2.00%

    All CD and IRA accounts listed require a deposit of at least $500 to open. All Interest Rates and Annual Percentage Yields are subject to change without notice. Annual Percentage Yield assumes funds will remain on deposit until maturity. If account is set up to automatically renew, the rate may change at renewal. Fees could reduce earnings. A penalty may be imposed for early withdrawals.  

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  • Kasasa Cash® and Kasasa Saver®

    Kasasa Cash® Interest Rate Annual Percentage Yield
    When monthly account qualifications are met:    
    Daily Balances of $0-15,000 1.9819% 2.00%
    Daily Balance over $15,000 0.2497% 2.00% to 0.48%*
    If monthly account qualifications are NOT met:    
    Entire Daily Balance 0.05% 0.05%
    $100 minimum opening deposit required
    Kasasa Saver® Interest Rate Annual Percentage Yield
      Interest Rate Annual Percentage Yield
    When monthly account qualifications are met:*    
    Daily Balance of $0-100,000                   0.9954% 1.00%
    Daily Balance over $100,000 0.2497% 1.00% to 0.63%**
    If monthly account qualifications are NOT met:    
    Entire Daily Balance  0.05% 0.05%
    $50 minimum opening deposit required    
    • You must have a linked Kasasa Cash® or Kasasa Cash Back® account in order to open a Kasasa Saver® account.
    • Interest Rates and Annual Percentage Yields for all Kasasa accounts may change after account opening.

    *In order to qualify for the higher Kasasa Saver® rates listed, monthly account qualifications must be met in the linked Kasasa Cash® or Kasasa Cash Back® account.

    **An interest rate of 0.2497% will be paid only for that portion of your daily balance that is greater than $100,000, resulting in an annual percentage yield (APY) range of 1.00% to 0.63%, depending on the balance in the account. APY calculations are based on an assumed balance of $100,000 + $100,000 in your Kasasa Saver® account and an assumed statement cycle of thirty-one (31) days.

    View the Kasasa Saver® page for additional account details.

  • Investment Savings

    Investment Savings Interest Rate Annual Percentage Yield

    $0.01 - $9,999

    0.15% 0.15%
    $10,000 - $49,999 0.20% 0.20%
    $50,000 - $99,999 0.50% 0.50%
    $100,000 - $249,999 1.09% 1.10%
    $250,000 or more 1.24% 1.25%

     

    Account Type Interest Rate Annual Percentage Yield
    Savings 0.05% 0.05%
     Money Market 0.15% 0.15%
    Interest Checking 0.05% 0.05%
    Platinum Checking 0.05% 0.05%

    All Interest Rates and Annual Percentage Yields are subject to change without notice.  

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Kasasa Cash®

Want a checking that pays you more interest? Open a Kasasa Cash® today!

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CDARS & ICS accounts

Are you concerned about investing more than FDIC will insure? Southwest and IntraFi Network® have you covered!

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Trust & Wealth Management

Want assistance with your other investments? Our Trust and Wealth Management team is ready to help!

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