Business Investment Options
Business savings and time deposit accounts from Southwest National Bank are an effortless way to manage your business's savings. Whether it's short term or long term, we have what you need to save.
If you already have accounts with Southwest and want to expand your selection, reach out today!
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Investment Savings
Maximize your savings
Earn a higher rate of interest based on your balance without having to lock down a term. You’ll be able to withdraw funds up to 6 times a month with no penalty.
- $10,000 minimum deposit to open account
- $10 monthly maintenance fee if daily balance falls below $10,000 on any day of the month
- Earns a tiered rate of interest on daily balance1
- Monthly fee for excessive withdrawal
- Up to 6 withdrawals - No Charge
- Over 6 withdrawals - $5 each
- Free Online and Mobile Banking Tools
- Text Message Banking
See Southwest National Bank Rate Schedule for current rates on Investment Accounts.
All accounts are subject to charges listed on our fee schedule.
1.Statements are provided quarterly, however, if an account is affected by an electronic transaction, a statement will be issued that month. -
CDs
Certificates of Deposit
When it comes to your finances, it’s important your hard-earned money works as hard as you do. That’s why a CD from Southwest is perfect for savers looking to earn a higher interest rate than a traditional savings account.
With a CD from Southwest, you can choose the term length that works best for you, whether it’s three months, one year, or even five years, you can rest assured knowing that it’s earning interest and growing.
Don’t wait – open an account today and start earning!
- CD terms from three months to five years
- Interest compounded quarterly
- Automatic renewal
- FDIC Insured
What is a certificate of deposit?
A certificate of deposit (CD) is an account that offers you a higher interest rate than a traditional savings account in exchange for leaving your money untouched for an agreed upon time. That time period is known as the term length.
How do CDs work?
The total amount of interest you earn on a CD is determined by the term length and your initial deposit. Typically, the longer your term length and the greater your deposit, the higher the interest you’ll earn. Different CD products offer you different term length options and require different initial deposits. CD accounts are FDIC insured up to the limits stated by the FDIC.
What is APY?
Annual Percentage Yield, or APY, is the total interest earned over the course of the year. This is different from the interest rate as it includes compounding interest.
As you accumulate interest on your initial deposit, your account balance grows. APY includes not only the interest on your initial deposit but also the interest on the growth in your balance, i.e. the interest on the interest you’ve accumulated.
CDs
CDs from Southwest National Bank are perfect for savers looking to earn a higher interest rate!
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Digital Resources
Manage your finances 24/7 with Southwest National Bank's Digital Resources
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Trust & Wealth Management
Wealth management and trust services for your family's future security.
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