Personal Banking Accounts Choose your reward!

Personal Banking accounts from Southwest National Bank offer convenience and variety so you can manage your finances your way.

Economy

Earn Interest

5.0% APY* on balances up to and including $25,000

5.00% to 1.20% APY* on balances over $25,000 depending on balance

0.05% on entire balance if qualifications aren't met

Refunds on ATM withdrawal fees, nationwide (up to $25)

No Monthly fees

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Economy

Earn Cash Back

Earn up to $144 annually in cash back!

4% cash back on debit card purchases

Refunds on ATM withdrawal fees, nationwide (up to $25)

Details Below

No Monthly Fees 

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All Southwest Personal Bank Accounts come with 

✓ Free Online Banking 
✓ Free Mobile Deposit 

✓ Free Mobile Banking
✓ Free Debit Card

✓ Free Bill Pay
✓ Free eStatments

Moving your bank accounts is easy with Southwest National Bank's Switch Kit. Organize and transfer your automatic deposits and payments efficiently!

Click here to learn more about our Switch Kit!

If you already have accounts with Southwest and want to expand your selection, reach out today!

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  • Kasasa Cash®

    Looking for a bank account that rewards you for your balance? Look no further than Southwest National Bank! Our Kasasa Cash® account offers an excellent interest rate on your balance, plus refunds on nationwide ATM withdrawal fees. Plus, there are no minimum balance requirements to earn your rewards, and no monthly maintenance fees. So why wait? Opening an account Online is quick and easy! 

    Free checking that pays high interest

    Qualifying for Kasasa Cash® Is Easy…

    Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

    • Have at least 12 debit card purchases,
    • Be enrolled in and log into Online Banking, and
    • Be enrolled in and agree to receive eStatements

    And if you don’t meet these qualifications, don’t worry — your account is still free, and you’ll earn our base rate. As a plus, you can get right back to earning your full rewards the very next cycle that you qualify.

    All accounts are subject to charges listed on our fee schedule.

    Opening a new account Online is fast and easy. 

     

    • Link to a free Kasasa Saver® account to build savings automatically.

  • Kasasa Cash Back®

    Looking for a bank account that rewards you for your debit card purchases? Look no further than Southwest National Bank! Our Kasasa Cash Back® account offers Cash Back on debit card purchases, plus refunds on nationwide ATM withdrawal fees. Plus, there are no minimum balance requirements to earn your rewards, and no monthly maintenance fees. So why wait? Come see us today and open an account today!

    Free checking that pays you back 4.00% on debit card purchases when qualifications are met

    • No category restrictions on purchases
    • Cash back earned on up to $300 in PIN or signature-based debit card purchases per cycle
    • Earn up to $144 cash back per year, $12 maximum per cycle
    • Nationwide ATM withdrawal fee refunds (up to $25 per cycle and $4.99 per transaction)
    • No minimum balance to earn rewards
    • No monthly maintenance fee
    • $100 minimum deposit to open
    • Link to Kasasa Saver for Cash Back® to build savings automatically 
    • Free Online and Mobile Banking tools

    Qualifying for Kasasa Cash Back® Is a Snap…

    Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:

    • Have at least 12 debit card purchases,
    • Be enrolled in and log into Online Banking, AND
    • Be enrolled in and agree to receive eStatements

    And if you don’t meet these qualifications, don’t worry — your account is still free. Even more, you can get right back to earning your full rewards the very next cycle that you qualify.

    Opening a new account Online is fast and easy. 

     

    • Link to free Kasasa Saver® account to build savings automatically. 

  • Basic Checking

    Platinum Checking 

    Exclusive to customer 50 and over. It's a Platinum Checking with extra benefits like free order of specialty checks. 

    Convenience Checking 

     

The following disclaimers apply to all Kasasa Accounts:

*APY=Annual Percentage Yield. APYs accurate as of 05/16/2023. Rates, rewards and bonuses, if any, are variable and may change at any time after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Fees may reduce earnings. Minimum deposit to open is $100 for Kasasa Cash and Kasasa Cash Back. $50 for Kasasa Saver. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the last business day of the current statement cycle. “Business Day” means any day other than a Saturday, Sunday, or federally declared legal holiday. “Statement Cycle” means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the account holder’s account. Visit our website at www.southwestnb.com or contact one of our customer service representatives at (316) 291-5303 for specific Monthly Qualification Cycle dates and Statement Cycle dates.

Additional Information: Account approval, conditions qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account’s qualifications. Limit of one account per individual taxpayer identification number. This account is not to be used for commercial purposes. There are no recurring monthly maintenance charges or fees to open or close this account. If the account is closed, you will forfeit any rewards that have not been credited to your account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our customer service representatives at (316) 291-5303 for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. Trademarks: Kasasa, Kasasa Cash, Kasasa Cash Back, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Business Check Card

Business Checking

Commercial banking tailored to your growing business.

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Business Banking Card

Business Banking Services

Manage your company's finances with our Business Banking Services

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Business Lending Card

Business Lending

Competitive rates and flexible terms to help you grow your business.

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