Personal Banking Accounts Checking accounts as unique as you!
Personal Banking accounts from Southwest National Bank offer convenience and variety so you can manage your finances your way.
Perks + Interest
2.00% APY*
Access to BaZing Benefits
$100 minimum deposit to open
$10 monthly fee
(Waived with a balance of $2,500)
Rates effective as of September 1st, 2025.
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Perks Checking
Access to BaZing Benefits
$100 minimum deposit to open
$8 monthly fee
(Reduced by $0.20 for every debit card transaction)
Click here to Open Today!
Convenience Checking
$100 minimum deposit to open
$6 monthly service fee
(waived if enrolled in eStatements)
Click here to Open Today!All Southwest Personal Bank Accounts come with
✓ Free Online Banking
✓ Free Mobile Deposit
✓ Free Mobile Banking
✓ Free Debit Card
✓ Free Bill Pay
✓ Free eStatments
Moving your bank accounts is easy with Southwest National Bank's Switch Kit. Organize and transfer your automatic deposits and payments efficiently!
If you already have accounts with Southwest and want to expand your selection, reach out today!
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Perks + Interest Checking
Want a little bit MORE with your checking account? We'll we've got you covered. Our Perks + Interest Checking is powered by BaZing so you get all kinds of benefits just by having the account!
Perks + Interest Details
- 2.00% APY*
- Access to BaZIng Benefits
- $10 monthly service charge, waived with a balance of $2,500
- $100 minimum deposit to open
- Free Online and Mobile Banking Tools
BaZing Benefits
To access a complete description of all benefits and services, visit the BaZing website at www.BaZing.com.
- ID Theft Aid**
- Personal Identity Theft protection
- Payment Card Fraud Resolution
- Identity Restoration
- Identity Monitoring
- Cell Phone Protection
- $600 benefit per claim to replace or fix a damaged cell phone
- Max 2 claims per 12-month period
- Cell phone bill must be paid from your Perks Plus account
- Health Savings Card
- Savings Network
- Discounted access to Pet Insurance and BillShark!
Subject to Terms and conditions detailed in the Guide to Benefits
**Activation required
***Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE FINANCIAL INSTITUTION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.
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Perks Checking
Want a little bit MORE with your checking account? We'll we've got you covered. Our Perks Checking is powered by BaZing so you get all kinds of benefits just by having the account!
Perks Checking Details
- Access to BaZing Benefits
- $8 monthly service charge, reduced by $0.20 for every debit card transaction
- $100 minimum deposit to open
- Free Online and Mobile Banking Tools
BaZing Benefits
To access a complete description of all benefits and services, visit the BaZing website at www.BaZing.com.
- ID Theft Aid**
- Personal Identity Theft protection
- Payment Card Fraud Resolution
- Identity Restoration
- Identity Monitoring
- Cell Phone Protection
- $600 benefit per claim to replace or fix a damaged cell phone
- Max 2 claims per 12-month period
- Cell phone bill must be paid from your Perks account
- Health Savings Card
- Savings Network
- Discounted access to Pet Insurance and BillShark!
Subject to Terms and conditions detailed in the Guide to Benefits
**Activation required
**Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE FINANCIAL INSTITUTION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.
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Convenience Checking
- No monthly maintenance fee
- $6 monthly paper statement fee. No charge if enrolled in estatements
- No ATM fees if used at a Southwest National Bank ATM
- $2 fee for withdrawals or balance inquiries at non- Southwest National Bank ATMs
- $100 minimum deposit to open
- Free Online and Mobile Banking Tools
*APY stands for Annual Percentage Yield and can change at any time. Annual Percentage Yield assumes funds will remain on deposit for at least 12 months.
Business Banking Services
Manage your company's finances with our Business Banking Services
Learn More