Personal Banking Accounts Choose your reward!

Personal Banking accounts from Southwest National Bank offer convenience and variety so you can manage your finances your way.

Earn Interest

Get the smart choice with the Kasasa Cash® checking account. A checking that pays you in high interest and refunds you on ATM fees, nationwide*.

  • No monthly maintenance Fee
  • Interest Bearing
    • 2.00% APY* on balances up to and including $15,000
    • 2.00% to 0.48% APY* on balances over $15,000 depending on account balance
    • 0.05% on entire balance if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25)
  • $100 minimum deposit to open
Click here to Open Today!

Earn Cash Back

Earn cash back and save on ATM fees with the Southwest National Bank Kasasa Cash Back® checking account.

  • No monthly maintenance Fee
  • 3% cash back on debit card purchases*
  • Refunds on ATM withdrawal fees, nationwide (up to $25)
  • No minimum balance to earn rewards
  • $100 minimum deposit to open
Click here to Open Today!

All Southwest Personal Bank Accounts come with 

✓ Free Online Banking 
✓ Free Mobile Deposit

✓ Free Mobile Banking
✓ Free Debit Card

✓ Free Bill Pay
✓ Free eStatments

Moving your bank accounts is easy with Southwest National Bank's Switch Kit. Organize and transfer your automatic deposits and payments efficiently!

Click here to learn more about our Switch Kit!

If you already have accounts with Southwest and want to expand your selection, reach out today!

Contact Us
  • Kasasa Cash®

    Looking for a bank account that rewards you for your balance? Look no further than Southwest National Bank! Our Kasasa Cash® account offers an excellent interest rate on your balance, plus refunds on nationwide ATM withdrawal fees. Plus, there are no minimum balance requirements to earn your rewards, and no monthly maintenance fees. So why wait? Opening an account Online is quick and easy! 

    Free checking that pays high interest

    Qualifying for Kasasa Cash® Is Easy…

    Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

    • Have at least 12 debit card purchases,
    • Be enrolled in and log into Online Banking, and
    • Be enrolled in and agree to receive eStatements

    And if you don’t meet these qualifications, don’t worry — your account is still free, and you’ll earn our base rate. As a plus, you can get right back to earning your full rewards the very next cycle that you qualify.

    All accounts are subject to charges listed on our fee schedule.

    Opening a new account Online is fast and easy. 

     

    • Link to a free Kasasa Saver® account to build savings automatically.

  • Kasasa Cash Back®

    Looking for a bank account that rewards you for your debit card purchases? Look no further than Southwest National Bank! Our Kasasa Cash Back® account offers Cash Back on debit card purchases, plus refunds on nationwide ATM withdrawal fees. Plus, there are no minimum balance requirements to earn your rewards, and no monthly maintenance fees. So why wait? Come see us today and open an account today!

    Free checking that pays you back 3.00% on debit card purchases when qualifications are met1

    • No category restrictions on purchases
    • Cash back earned on up to $200 in PIN or signature-based debit card purchases per cycle
    • Earn up to $72 cash back per year, $6 maximum per cycle
    • Nationwide ATM withdrawal fee refunds (up to $25 per cycle and $4.99 per transaction)1
    • No minimum balance to earn rewards
    • No monthly maintenance fee
    • $100 minimum deposit to open
    • Link to Kasasa Saver for Cash Back® to build savings automatically 
    • Free Online and Mobile Banking tools

    Qualifying for Kasasa Cash Back® Is a Snap…

    Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:

    • Have at least 12 debit card purchases,
    • Be enrolled in and log into Online Banking, AND
    • Be enrolled in and agree to receive eStatements

    And if you don’t meet these qualifications, don’t worry — your account is still free. Even more, you can get right back to earning your full rewards the very next cycle that you qualify.

    Opening a new account Online is fast and easy. 

     

    • Link to free Kasasa Saver® account to build savings automatically. 

  • Basic Checking

    Platinum Checking 

    Exclusive to customer 50 and over. It's a Platinum Checking with extra benefits like free order of specialty checks. 

    Convenience Checking 

     

The following disclaimers apply to all Kasasa Accounts:

*APY=Annual Percentage Yield. APYs accurate as of 04/16/2020. Rates, rewards and bonuses, if any, are variable and may change at any time after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Fees may reduce earnings. Minimum deposit to open is $100 for Kasasa Cash and Kasasa Cash Back. $50 for Kasasa Saver. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the last business day of the current statement cycle. “Business Day” means any day other than a Saturday, Sunday, or federally declared legal holiday. “Statement Cycle” means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the account holder’s account. Visit our website at www.southwestnb.com or contact one of our customer service representatives at (316) 291-5303 for specific Monthly Qualification Cycle dates and Statement Cycle dates.

Additional Information: Account approval, conditions qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account’s qualifications. Limit of one account per individual taxpayer identification number. This account is not to be used for commercial purposes. There are no recurring monthly maintenance charges or fees to open or close this account. If the account is closed, you will forfeit any rewards that have not been credited to your account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our customer service representatives at (316) 291-5303 for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. Trademarks: Kasasa, Kasasa Cash, Kasasa Cash Back, and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

1. Kasasa Saver - A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $100,000.00 in your Kasasa Saver account earn an interest rate of 0.9954% resulting in an APY of 1.00% and daily balances over $100,000.00 earn an interest rate of 0.2497% on the portion of the daily balance over $100,000.00 resulting in a range from 1.00% to 0.63% APY depending on the account’s daily balance. When your linked Kasasa Cash or Kasasa Cash Back account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an interest rate of 0.0500% resulting in an annual percentage yield of 0.05% APY. When linked to the Kasasa Saver account, interest in Kasasa Cash does not compound because it is automatically transferred to the Kasasa Saver account within one day. Due to non-compounding, the actual interest amount transferred from the Kasasa Cash account to the Kasasa Saver account may be less than the advertised Kasasa Cash APY, if the advertised APY is represented without a linked Kasasa Saver account. Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle. APY calculations are based on an assumed balance of $100,000.00 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.

Business Check Card

Business Checking

Commercial banking tailored to your growing business.

Learn More
Business Banking Card

Business Banking Services

Manage your company's finances with our Business Banking Services

Learn More
Business Lending Card

Business Lending

Competitive rates and flexible terms to help you grow your business.

Learn More