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We will have special hours on Monday, December 24th, in observance of Christmas Eve. All branch lobbies will close at 1:00 pm and drive-thrus will be closing at 3:00 pm. In observance of Christmas Day, we will be closed on Tuesday, December 25th. We will reopen with normal business hours on Wednesday, December 26th. Happy Holidays!

Cutoff Times
Resources

Deposit

Service

Cutoff Time

Funds Availability

ATM Deposit

2:00 PM

Next Business Day, subject to eligibility**

Deposit with Teller

Branch Closing

Immediately, subject to eligibility**

Night Deposit

Midnight

Next Business Day after 12:00 PM, subject to eligibility**

Mobile Deposit

6:00 PM

Next Business Day, subject to eligibility**

**You will be notified if a hold is placed on any deposited funds.

 

Transfer

Service

Cutoff Time

Funds Availability

Online Funds Transfer

8:00 PM

Immediately

Online External Transfer Verification Request

3:30 PM

1-3 Business Days

Online External Transfer

3:30 PM

Next Business Day

Online Person to Person Transfer

8:00 PM

Immediately

Online Bill Pay

3:30 PM

3-5 Business Days

Telephone Transfer

8:00 PM

Immediately

Text Transfer

8:00 PM

Immediately

Directo A Mexico

2:00 PM

Next Business Day after 2:00 PM

 

Loan Payment

Payment Method

Cutoff Time

Payment Posting Date

External Transfer

3:30 PM

2 Business Days

Western Union Payment

6:00 PM

Same Business Day

Phone Payment with Loan Receptionist

6:00 PM

Same Business Day

Teller Payment

Branch Closing

Same Business Day

Automated Telephone Payment

8:00 PM

Next Business Day

 

Miscellaneous Service

Service

Cutoff Time

Return Credit Availability

Stop Payment

6:00 PM

The Business Day Following the Posting Date

Return Pending Item

6:00 PM

Next Business Day, subject to eligibility**

Return Posted Item

3:00 PM

Same Business Day, subject to eligibility**

**Return eligibility is based off the date and type of transaction.  Additional documentation may be required. Debit card purchases cannot be returned without filing a dispute with Customer Service.