Cutoff Times
Resources
Deposit
Service |
Cutoff Time |
Funds Availability |
|
ATM Deposit |
2:00 PM |
Next Business Day, subject to eligibility** |
|
Deposit with Teller |
Branch Closing |
Immediately, subject to eligibility** |
|
Night Deposit |
Midnight |
Next Business Day after 12:00 PM, subject to eligibility** |
|
Mobile Deposit |
6:00 PM |
Next Business Day, subject to eligibility** |
**You will be notified if a hold is placed on any deposited funds.
Transfer
Service |
Cutoff Time |
Funds Availability |
|
Online Funds Transfer |
8:00 PM |
Immediately |
|
Online External Transfer Verification Request |
3:30 PM |
1-3 Business Days |
|
Online External Transfer |
3:30 PM |
Next Business Day |
|
Online Person to Person Transfer |
8:00 PM |
Immediately |
|
Online Bill Pay |
3:30 PM |
3-5 Business Days |
|
Telephone Transfer |
8:00 PM |
Immediately |
|
Text Transfer |
8:00 PM |
Immediately |
|
Directo A Mexico |
2:00 PM |
Next Business Day after 2:00 PM |
Loan Payment
Payment Method |
Cutoff Time |
Payment Posting Date |
|
External Transfer |
3:30 PM |
2 Business Days |
|
Western Union Payment |
6:00 PM |
Same Business Day |
|
Phone Payment with Loan Receptionist |
6:00 PM |
Same Business Day |
|
Teller Payment |
Branch Closing |
Same Business Day |
|
Automated Telephone Payment |
8:00 PM |
Next Business Day |
Miscellaneous Service
Service |
Cutoff Time |
Return Credit Availability |
|
Stop Payment |
6:00 PM |
The Business Day Following the Posting Date |
|
Return Pending Item |
6:00 PM |
Next Business Day, subject to eligibility** |
|
Return Posted Item |
3:00 PM |
Same Business Day, subject to eligibility** |