Cutoff Times Resources
Deposit
| Service | Cutoff Time | Funds Availability |
|---|---|---|
| ATM Deposit | 2:00 PM | Next Business Day, subject to eligibility** |
| Deposit with Teller | Branch Closing | Immediately, subject to eligibility** |
| Night Deposit | Midnight | Next Business Day after 12:00 PM, subject to eligibility** |
| Mobile Deposit | 6:00 PM | Next Business Day, subject to eligibility** |
**You will be notified if a hold is placed on any deposited funds.
Transfer
| Service | Cutoff Time | Funds Availability |
|---|---|---|
| Online Funds Transfer | 8:00 PM | Immediately |
| Online External Transfer Verification Request | 3:30 PM | 1-3 Business Days |
| Online External Transfer | 3:30 PM | Next Business Day |
| Online Person to Person Transfer | 8:00 PM | Immediately |
| Online Bill Pay | 3:30 PM | 3-5 Business Days |
| Telephone Transfer | 8:00 PM | Immediately |
| Text Transfer | 8:00 PM | Immediately |
| Directo A Mexico | 2:00 PM | Next Business Day after 2:00 PM |
Loan Payment
| Service | Cutoff Time | Funds Availability |
|---|---|---|
| External Transfer | 3:30 PM | 2 Business Days |
| Western Union Payment | 6:00 PM | Same Business Day |
| Phone Payment with Loan Receptionist | 6:00 PM | Same Business Day |
| Teller Payment | Branch Closing | Same Business Day |
| Automated Telephone Payment | 8:00 PM | Next Business Day |
Miscellaneous Service
| Service | Cutoff Time | Funds Availability |
|---|---|---|
| Stop Payment | 6:00 PM | The Business Day Following the Posting Date |
| Return Pending Item | 6:00 PM | Next Business Day, subject to eligibility** |
| Return Posted Item | 3:00 PM | Same Business Day, subject to eligibility** |